Home Buying
Understanding and navigating the home-buying process.
Articles
Why Are Mortgage Rates So High in 2025?
If you’re dreaming of buying a home in 2025, you’ve likely noticed that mortgage rates are stubbornly high, hovering around 6.5% to 7% for a 30-year fixed-rate mortgage. These rates, while lower than the 7.8% peak in 2023, are a far cry from the sub-3% rates of 2021, making homeownership…
How to Get Pre-Approved for a Mortgage
One of the most important steps in the home buying process is getting pre-approved for a mortgage. Pre-approval gives you a clear idea of how much you can borrow, helps you set a realistic budget, and shows sellers that you’re a serious buyer. For first-time home buyers, this process can…
What is a Mortgage and How Does It Work?
Buying a home is a major milestone, but for most people, it’s not something you can pay for in cash. That’s where a mortgage comes in—a loan that helps you purchase a home by spreading the cost over many years. Understanding what a mortgage is and how it works is…